My Late Mom Left Me a Trust Fund, but My Dad Took Money from It for His Stepdaughter — I Finally Retaliated

My mom was my everything, and when cancer took her, she left me memories and a lifeline — a trust fund meant for my future. When my dad greedily started using it for his stepdaughter, it felt like he was erasing Mom’s memory piece by piece. I couldn’t let him take what was left of her or me.

There’s this thing about losing someone you love — you carry the weight of it forever, even if it doesn’t show. I lost my mom to breast cancer when I was ten. One day, she was there, brushing my hair and humming to some old rock song, and the next, she was gone. Just like that.

A grieving young woman mourning before a loved one's grave | Source: Freepik

A grieving young woman mourning before a loved one’s grave | Source: Freepik

I remember our last conversation like it was yesterday. She was sitting on her hospital bed, her fingers weakly running through my hair.

“Promise me something, baby girl,” she whispered.

“Anything, Mom,” I said, trying to hold back my tears.

“Promise me you’ll never let anyone dim your light. You’re so special, Iris. So incredibly special.”

A sad woman sitting on a hospital bed | Source: Pexels

A sad woman sitting on a hospital bed | Source: Pexels

She didn’t leave me with much — just a few photos, the smell of her favorite vanilla perfume lingering on her scarves, and a trust fund she set up for me before she passed.

“This is for Iris,” she’d told my dad and my grandparents. “For her education and her future. Promise me she’ll always have it.”

They promised. My dad promised too. But promises don’t mean much when someone’s not around to hold you to them.

A trust agreement on a table | Source: Midjourney

A trust agreement on a table | Source: Midjourney

My dad remarried two years later. His new wife, Marianne, came with her own baggage: a twelve-year-old daughter named Emily.

I didn’t mind at first. Mom was gone, and I thought maybe this could be a new chapter.

But I quickly learned how things would work in our house: Emily first, Marianne second, Dad somewhere in the mix, and me? Not even in the picture!

An annoyed girl | Source: Pexels

An annoyed girl | Source: Pexels

It started small. Once, our fridge and shower broke at the same time. Dad took money from the trust fund without my permission to fix them.

“I’ll pay it back,” he said like it was no big deal. A week later, he bought Emily a MacBook for her birthday. On mine? A $100 gift card.

It wasn’t the money — it was the message.

Over the years, he kept dipping into the fund for car repairs, home renovations, and things that had nothing to do with me. “It’s just temporary,” he’d always say. But the withdrawals kept piling up, and the “temporary” excuses wore thin.

A frustrated teenage girl | Source: Pexels

A frustrated teenage girl | Source: Pexels

By the time I got to college, I didn’t need the money for tuition because of my scholarship. That didn’t stop him from finding new ways to use it, though. Every time I brought it up, he brushed me off. “Don’t stress, Iris. It’s safe.”

Safe. Right.

“You understand, don’t you, Iris?” That’s what he’d always say when something I needed got pushed aside for Emily. New clothes for her pageant? Sure. My vacation? Maybe next year. It stung, but I swallowed it down.

But the swallowing got harder.

I’ll never forget the day I realized how much of Mom’s trust fund was gone. It was late one night during my final year of college. I’d overheard Emily talking to her friends about how “Daddy” was covering the cost of her new car. My stomach twisted as I thought about the fund.

A delighted woman talking on the phone | Source: Midjourney

A delighted woman talking on the phone | Source: Midjourney

“Can you believe it?” Emily squealed through the thin walls. “A brand new BMW! Daddy said I deserve it for making it to nationals!”

My hands trembled as I sat at my desk, memories of Mom’s words echoing in my head: “This is for Iris. For her future.”

It had been years since I’d seen the account. My dad had told me not to “stress over it.” But now, something felt off, and I decided to check it.

I logged into the account, and my heart sank. The numbers didn’t make sense. Thousands were missing. Pageant fees. A water heater. Emily’s car. Every withdrawal was like a punch in the gut.

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

By the time I closed my laptop, my hands were shaking. This wasn’t just money. It was Mom’s legacy. She’d trusted Dad to protect it, and he’d drained it like it was his personal wallet.

I called my grandma the next morning.

“Sweetheart,” she said after I told her everything. “This has gone on long enough. You have to stand up to him.”

“I can’t breathe, Grandma,” I sobbed into the phone. “It feels like he’s erasing Mom piece by piece. Like he’s erasing ME.”

“Oh, my sweet girl,” she whispered. “Your mother would be furious right now. She fought so hard to make sure you’d be taken care of.”

“I know,” I cried, my throat tight. “I trusted when he said he’d put the money back. But he’s only been draining Mom’s hard-earned money.”

A worried older woman talking on the phone | Source: Midjourney

A worried older woman talking on the phone | Source: Midjourney

“Your mother was a fighter,” Grandma added. “And so are you. It’s time to show them that.”

“I will when the right time comes,” I said, my heart heavy as I hung up.

It all came to a head a week later. Graduation was around the corner, and I was finally ready to celebrate after four years of sleepless nights and busted printer deadlines. I called Dad and told him I was graduating on December 20th. I could hear the pause on the other end of the line, long enough for my stomach to drop.

A woman calling her father | Source: Midjourney

A woman calling her father | Source: Midjourney

“Oh, December 20th?” he said finally. “That’s when Emily’s pageant is. We’ve already made plans.”

“You’re missing my graduation for a pageant?”

“Ah, c’mon, Iris. Graduation’s not a big deal. You’ll have more of those. But this pageant? It’s her chance to shine.”

I didn’t even realize I was gripping my phone so hard until my fingers started to hurt. “You’re kidding, right?”

A woman engrossed in a phonecall | Source: Pexels

A woman engrossed in a phonecall | Source: Pexels

I heard Marianne chime in, her tone dripping with condescension from the background. “Don’t be selfish, Iris. Graduations happen all the time. Emily’s pageant is once-in-a-lifetime.”

“Selfish?” I spat. “Dad, this isn’t about being selfish. This is about you choosing Emily over me. Again.”

“That’s not fair —” he protested.

“Not fair? You want to talk about fair? When was the last time you chose me? When was the last time you even saw me?”

A man on a phonecall | Source: Midjourney

A man on a phonecall | Source: Midjourney

“Of course I see you, Iris.”

“No, you DON’T!” The words burst out of me like a dam breaking. “You see Emily. You see her pageants and her dance recitals and her EVERYTHING. But me? I’m just the ghost in the corner. Mom’s leftover that you don’t know what to do with.”

“Iris, that’s enough!”

“No, it’s not enough! It’s never been enough!” I cried, years of hurt pouring out. “Do you know what Mom’s last words to me were? She made me promise not to let anyone dim my light. But you’ve been doing exactly that for years, Dad. Years!”

A furious woman talking on the phone | Source: Pexels

A furious woman talking on the phone | Source: Pexels

He sighed like I was being unreasonable. “We’ll celebrate when we’re back. I promise.”

The word “promise” hit me like a slap. “Your promises don’t mean anything anymore,” I whispered. “They haven’t since Mom died.”

I hung up without saying goodbye. My grandparents, at least, showed up for my graduation. Seeing their proud faces in the crowd made the day feel a little less lonely. They hugged me so tightly afterward, reminding me that someone still cared. I was happy, but I had one last thing to do.

A heartbroken woman | Source: Midjourney

A heartbroken woman | Source: Midjourney

The next day, I walked into Dad’s office with the account statements in hand. My stomach was doing backflips, but I couldn’t let that stop me.

“We need to talk,” I said, shutting the door behind me and dropping the papers on his desk.

Dad looked up from his computer, frowning. “What’s this?”

“The trust fund statement. Mom’s trust fund. The one you’ve been draining for years.”

His face paled, but he tried to play it off. “Iris, come on. Everything I’ve spent was for the family. You’ve never needed it. You had a scholarship.”

“That money wasn’t for the family,” I cut in. “It was for ME. For MY future. And you spent it on Emily. Don’t even try to deny it. The statements don’t lie.”

A stack of documents on a table | Source: Midjourney

A stack of documents on a table | Source: Midjourney

“You don’t understand what it’s like,” he stood up, his voice rising. “Being a father, trying to blend two families —”

“And you don’t understand what it’s like watching your father erase every trace of your mother!” I shot back. “That money was the last thing she could give me, and you treated it like your personal ATM!”

He leaned back in his chair, his jaw tightening. “I did what I had to do.”

“No,” I said, standing my ground. “You did what was convenient for you. And now you’re going to pay it back. Every penny.”

His laugh was bitter. “And if I don’t?”

“Then I’ll sue you.”

A woman crossing her arms and pointing her finger at someone | Source: Pexels

A woman crossing her arms and pointing her finger at someone | Source: Pexels

The room went silent. For the first time in my life, I saw real fear in his eyes.

“You wouldn’t,” he said finally.

“Mom always said I had her backbone,” I replied. “Maybe it’s time you remembered that.”

The fallout was as messy as I expected. My stepmom and stepsister called me, yelling through the phone. “How could you do this, Iris?” Marianne’s voice was shrill like I had personally burned their house down.

“Do what?” I said, gripping my phone tighter. “Stand up for myself? Demand the respect I’ve never gotten from you people?”

An annoyed senior woman | Source: Midjourney

An annoyed senior woman | Source: Midjourney

“Don’t make this about you,” she snapped. “You’re punishing us because we couldn’t be in two places at once. You know how much Emily’s pageant meant to her!”

“And my graduation didn’t mean anything to you,” I fired back. “I’ve had enough, Marianne. I’m done.”

“How dare you? After everything we’ve done for you?”

“Done for me?” I laughed hollowly. “What exactly have you done except try to replace everything about Mom?”

A young woman laughing | Source: Midjourney

A young woman laughing | Source: Midjourney

“I tried to be a mother to you!”

“No,” I snapped. “You tried to erase my mother. There’s a difference.”

She called me a “selfish” brat. But I didn’t back down.

Under the U.S. law, she and Dad had no leg to stand on. My grandparents helped me draft the legal documents, and by the time I handed them over, Dad knew he was out of options.

A month later, the money was back in my account. They’d taken out loans to do it, but that wasn’t my problem. I moved out the next week and settled into my grandparents’ house temporarily. It felt good to be somewhere warm and safe for once.

A woman with a suitcase and bag | Source: Pexels

A woman with a suitcase and bag | Source: Pexels

“You’ve always been stronger than you think, Iris,” Grandma said one night as we sat on the porch. She wrapped her cardigan around my shoulders, and it smelled like Mom’s vanilla perfume.

“I didn’t feel strong,” I admitted, staring at the stars. “I just felt angry.”

“Sometimes, anger is what we need to get moving,” she said with a smile. “Your mother… she knew this might happen, you know. That’s why she made us promise to watch over you.”

“She did?”

“Oh yes. She said, ‘My Iris might bend, but she’ll never break.’ She knew exactly who you were, sweetheart.”

I handed her a check the next day, a portion of the repaid money. She tried to refuse it, but I insisted. “You and Grandpa have done more for me than anyone else ever has. Please. Let me do this.”

A woman holding a check | Source: Midjourney

A woman holding a check | Source: Midjourney

She hugged me so tightly that I thought I might break. “We’re so proud of you. And your mom… oh, she would be over the moon.”

With the rest of the money, I enrolled in grad school and got my own apartment. It wasn’t fancy, but it was mine.

One night, as I unpacked some boxes, I came across an old photo of Mom and me. She was holding me in her lap, her smile soft and warm.

“I did it, Mom,” I whispered, running my fingers over the photo. “I kept my promise. I didn’t let them dim my light.”

A woman holding an old photograph | Source: Midjourney

A woman holding an old photograph | Source: Midjourney

My phone buzzed with a message from Dad. But I didn’t open it.

Instead, I texted Grandma: “I think I’m finally free.”

Her reply was immediate: “You are, sweetheart. You are. Your mother is probably dancing in heaven right now.”

I set the phone aside and smiled, my eyes misty. For the first time in years, I felt like I was finally living for me. Living how Mom had always wanted me to… bright and unafraid.

An emotional young woman | Source: Midjourney

An emotional young woman | Source: Midjourney

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

Bride’s ‘Dead’ Fiancé Crashes Her Wedding and Reveals a Shocking Secret

A young woman is at the altar about to marry a man she doesn’t love when she sees her dead fiancé among the guests.

Sarah looked in the mirror and tucked her favorite gold chain out of sight. This was supposed to be the happiest day of her life, but she felt like crying.

“Now, don’t you cry!” the makeup artist said quickly, putting powder under Sarah’s eyes. “You’ll ruin my work!”

Across the room, Sarah’s mother smiled weakly. “Tears of joy,” she said, but she knew they were tears of sadness.

What should have been Sarah’s dream wedding had turned into a nightmare. Sarah adjusted her wedding dress and felt the weight of her engagement ring against her chest. It was a delicate ring with a tiny diamond, very different from the large ring now on her left hand.

Source: Pexels

“This is your choice,” Sarah told herself softly. “Now that David is gone, it doesn’t really matter who you marry.” The man she was marrying was nice, but he was chosen by her father.

Frank Melville was the son of Sarah’s father’s business partner. Their marriage would strengthen a business deal that had made both men very rich.

Source: Pexels

Sarah’s true love, David O’Reilly, had died three years ago in a terrible car accident. David was her driver when Sarah was a young celebrity, always chased by paparazzi.

It should have been the happiest day of Sarah’s life, but all she could think about was David.

Sarah remembered how she sometimes caught David watching her in the car’s mirror. She would look away. Then one night, she drank too much at a club, or maybe someone slipped her something.

Source: Pexels

Feeling sick and helpless, she called David. He came right away and helped her out of the club when she couldn’t stand.

To her embarrassment, she vomited, and David held her hair back and rubbed her back, saying comforting words. He helped her clean up and took care of her.

From that moment on, Sarah started watching David. Eventually, she convinced him to go on a date with her. They fell in love, and one day David gave her a delicate ring with a tiny diamond.

Source: Pexels

Sarah had been living the wild life of a party girl until she met David.

She happily said yes, thinking her parents would also be happy about her marrying a driver who had no money.

“But Daddy,” Sarah cried, “you always said what mattered was that I was happy!”

“You can be just as happy with a rich man,” her father replied. “Forget O’Reilly; he’s a loser.” But Sarah loved David and fought for their love. She believed her parents would eventually accept him.

Source: Pexels

That happy day never came. Instead, Sarah got a phone call while she was with her family. She saw her father go pale.

“Sarah, be brave, my love,” he said gently. “It’s David; there was an accident, a terrible accident…”

Sarah screamed and her father held her tightly while her mother sat nearby, twisting her hands and biting her lips.

Source: Pexels

That was the last day of her old life, the life where she believed in lasting love and happy endings. Two months later, Sarah told her parents she was pregnant.

They wanted her to end the pregnancy, but she refused. “This is all I have of David, and I’m having this baby!”

Source: Pexels

They had to give in to her strong will, especially with her grandmother on her side. Gran had real power in the family. Sarah’s father reluctantly accepted the pregnancy, and they spread the rumor that the father was a billionaire.

Sarah’s little girl was born, and for once, the family didn’t make a big deal out of it. Little Rachel’s existence was a secret. Soon after Rachel was born, Sarah’s father began pushing her toward Frank Melville.

Source: Pexels

Sarah sighed and lowered her delicate lace veil. “I’m ready,” she said. She picked up her bouquet and allowed her mother and bridesmaids to lead her downstairs to the waiting limousine.

A man in a wheelchair arrived at the church first. He wore a dark suit and had a bunch of wildflowers in his lap. When the usher asked him who he was with, he said, “The bride.”

He hadn’t seen Sarah in almost two years, but he turned on the TV yesterday and saw her. “Socialite Sarah Farmin, who has been away from the city’s social scene, is about to get married!”

Source: Pexels

“Not if I can help it!” David cried, turning off the TV. He remembered waking up in a hospital two years ago with his legs useless.

His mother, who had breathing problems, had been crying at his bedside. Then Sarah’s father, the powerful Greg Farmin, walked in. “You’re crippled,” he said bluntly. “What kind of life is that for Sarah? You know she’ll marry you, but you’ll be half a man.”

“What do you want?” David asked.

“I want you to stay away from Sarah. Let her believe you are dead so she can live a happy life,” Farmin said. “In return, you and your mother will get the best care money can buy.”

So David agreed, and Farmin kept his promise. David slowly got better, but his mother eventually died.

“I can’t let her do this,” David thought. “I have to tell her I’m alive.” So, when Sarah walked down the aisle with her father, David waited for his moment.

When Sarah reached Frank and the best man, her father gently lifted her veil and kissed her forehead. Just as he was about to give her away, a voice interrupted.

“Sarah,” it said. “Please don’t do this.”

Sarah turned and saw David in his wheelchair, wildflowers in his lap.

“David?” she whispered, shocked. “Oh my God, David? I must be dreaming…” Was he a ghost or a hallucination?

“It’s me,” David said, wheeling toward her. “I’m alive, but I thought you’d be better off without me.”

“Without you?” Sarah gasped. “I’ve been DEAD without you! The only thing that kept me alive was our baby, our little Rachel.”

“Baby?” David asked, shocked. “You had a baby?” He turned to Greg Farmin. “You never told me about the baby!”

“Daddy!” Sarah cried. “You knew David was alive and didn’t tell me?”

“I wanted to protect you,” Greg said defensively. He turned to David. “You gave me your word and took my money.”

“You paid him to stay away?” Sarah yelled. “You broke my heart!” Turning to Frank, she said with a sad smile, “I’m sorry, but I can’t marry you. I’m going to marry the father of my child.”

Sarah walked back toward David and hugged him. “You marry that man, and you’ll end up with nothing,” Greg shouted. “You won’t get a cent!”

Sarah’s grandmother stood up, looking at her son coldly. “Shut up, Greg. It’s not your money to give away. It’s mine, and I think Sarah and David deserve it all!”

Sarah and David got married and lived with little Rachel in a small house they bought with their own money, even though Gran wanted to buy them a luxury apartment. They knew they didn’t need luxury now that they had each other.

Related Posts

Be the first to comment

Leave a Reply

Your email address will not be published.


*