My Husband Borrowed $30K from My Dad – Now He Denies the Deal Ever Existed

Growing up, my father was the kind of man who believed in the power of a handshake. He believed that a man’s word was his bond, and trust was something earned, not given lightly. Dad drove the local bus for years and was known around town for being fair, kind, and hardworking. He taught me that integrity and honesty were the most important things in life, and that’s how I grew up—believing in people, trusting their word, and hoping for the best.

When I met my husband, Mark, I thought he was cut from the same cloth as my father. He came from a modest background, talked a lot about how much he respected people who worked hard, and always presented himself as someone you could rely on. In the early years of our marriage, I believed that we shared those same values—honesty, integrity, and trustworthiness. But I soon learned that not everything is as it seems.

About three years into our marriage, Mark started talking about wanting to open his own business. He had always worked in various odd jobs, but he said his dream was to run something of his own—specifically, a small construction company. I supported him fully, but there was a problem: we didn’t have the money to get it off the ground. We had savings, but it wasn’t nearly enough to cover the startup costs.

Source: Midjourney

Mark seemed stressed for weeks. He would stay up late at night going over business plans, researching equipment, and figuring out how to make his dream come true. Then one night, he came up with what he thought was the perfect solution: he suggested asking my father for a loan.

At first, I was hesitant. My dad had worked his whole life, saved up his money for retirement, and I wasn’t sure how I felt about asking him to lend such a large amount. But Mark insisted. He said he just needed $30,000 to get started, and he promised he would pay it back as soon as the business became profitable.

Source: Midjourney

I still wasn’t convinced, but Mark assured me this was his big break. He said, “Look, I wouldn’t ask if I didn’t believe in myself. I know I can make this business work, and I’ll pay your dad back, no problem.”

So, I agreed, and together we approached my dad. I explained that Mark had a solid business plan, and although my father was hesitant at first, he eventually agreed to loan us the $30,000. He didn’t even ask for a contract—just a handshake and a promise that Mark would repay him within two years. My dad trusted us, trusted me, and believed that Mark would keep his word. That was the kind of man he was, always putting faith in people.

Source: Midjourney

The loan was made, and Mark dove headfirst into starting his business. He bought equipment, hired a small crew, and began taking on jobs. For a while, things seemed to be going well. The business started bringing in money, and Mark was proud of what he had built. He was busy, but I was happy that he was living his dream.

Source: Midjourney

But as the months went by, something started to change. The business wasn’t growing as fast as Mark had hoped, and the profits weren’t as high as he’d projected. He started working longer hours, becoming more distant, and growing more irritable. Whenever I brought up the loan from my father and asked when we would start repaying him, Mark would brush me off with vague responses like, “Soon, don’t worry about it,” or “I’ve got it under control.”

Source: Midjourney

Two years passed, and not a single dollar had been repaid to my father. I was starting to get anxious, especially since my dad had never once brought it up. I knew he trusted us to do the right thing, but it was becoming increasingly clear to me that Mark had no intention of paying back the loan anytime soon.

Source: Midjourney

One evening, I decided to confront Mark directly about it. I told him we couldn’t ignore the loan any longer, that it was time to start paying my father back. But to my shock, Mark responded with something I never expected: “What loan?”

I froze. I thought I had misheard him.

“The loan,” I repeated. “The $30,000 my dad gave us for the business. It’s been two years, Mark. We need to start paying him back.”

But Mark just shrugged, as if it was no big deal. “There was no loan,” he said. “Your dad gave us the money as a gift. He never expected it back.”

I couldn’t believe what I was hearing. I knew that wasn’t true. My father had made it clear that it was a loan, not a gift. We had all agreed on that. But here was my husband, denying the deal ever happened. I felt like the ground had shifted beneath me.

Source: Midjourney

I tried to reason with him, reminding him of the conversations we’d had with my dad, the promises he made. But Mark just dug in deeper, insisting that I was mistaken, that my father had never expected the money to be repaid. I knew he was lying, but I didn’t understand why. What had happened to the man I thought I knew?

Days turned into weeks, and Mark continued to deny the existence of the loan. I was stuck in the middle, torn between loyalty to my husband and the knowledge that my father had been wronged. I couldn’t stand the thought of my dad, who had worked so hard his whole life, losing $30,000 because of my husband’s betrayal.

Finally, I decided to confront my father. I sat down with him, heart pounding, and told him what had been happening. I expected him to be angry or disappointed, but to my surprise, he just smiled sadly and said, “I knew something was wrong, but I didn’t want to pressure you. I trusted Mark, but I also trust you. You’ll do what’s right.”

His quiet faith in me broke my heart. I knew then that I couldn’t let this go. I couldn’t let Mark get away with betraying my father’s trust, and I couldn’t let my dad lose that money without a fight. So, I came up with a plan.

I knew Mark’s biggest weakness was his pride. He loved the idea of being seen as successful, and he hated the thought of anyone knowing that he wasn’t doing as well as he pretended. So, I told him I was pregnant. It wasn’t true, of course, but I needed to push him into action. I told him we needed to start saving for the baby, that we couldn’t afford to keep delaying our financial obligations.

Mark panicked. Suddenly, he was scrambling to find money, selling off parts of his business, even borrowing from friends. He managed to come up with $50,000, thinking it was for our future child. But when he proudly showed me the money, I told him the truth.

I wasn’t pregnant. The money was going to my father to repay the loan, and the rest would be mine for the trouble he had caused.

Mark was furious, but there was nothing he could do. I handed the $30,000 to my father, and the remaining $20,000 I kept as compensation for the stress and heartache I had endured. I left Mark shortly after that, realizing that the man I had married wasn’t the person I thought he was.

In the end, my father got his money back, and I walked away from the marriage, wiser and stronger. The experience taught me a valuable lesson: trust is something that should never be taken for granted, and when someone breaks it, there are consequences. Mark may have thought he could lie his way out of the deal, but in the end, I made sure he paid the price.

A struggling young mother purchases an old washing machine she could hardly afford, only to discover a note inside

Jessica wanted to buy a $250 washing machine, but she couldn’t afford it, so she had to ask the seller for a discount. He consented right away, to her surprise, but when she got home and opened the machine, she discovered something even more surprising inside.

When Jessica and her husband Edward welcomed their first child, Kathy, they quickly understood that parenting would not be easy. The young parents were having financial difficulties then, and there was constantly a lack of funds.

Edward owned a textile business in Texas, but it was struggling. Meanwhile, Jessica worked as a nanny on weekends while Edward looked after Kathy. With a baby at home now, expenses went up, while income stayed the same or even went down some months.

Ahh, it must be challenging for them too. Perhaps more difficult. Jessica reflected as she drove away from work one weekend, glancing at her neighbor Sandra and her children.

Sandra was already raising a third child even though her husband was just a truck driver. Although he got paid on a piecemeal basis, he wasn’t rowing millions of dollars there. Sandra had been working on a farm for several years to help support her husband financially, and it was the only way they could make ends meet.

Jessica and Edward, like their neighbors, were scraping by on whatever they could. Edward had stopped going to bars with friends to conserve money after Kathy’s arrival, and Jessica had given up on the little things she had managed to buy after saving money from the monthly budget.

Luckily, one month, things were going well financially. Edward’s business grew slowly but steadily, and Jessica managed to save some money. But just when it appeared like they would be having a less stressful month, another problem knocked at her door: the washing machine broke down.

After considering her options, Jessica realized that there was no point in getting the machine repaired. The labor and motor replacement cost would be slightly less than the cost of a new machine, and there was no guarantee that the repaired equipment would last as long. After all, this was the fourth time the machine demanded a repair in the same year.

Knowing there was no other option but to look for a new machine, Jessica sat down on the computer, looking for an affordable one. An hour of searching led her to one suitable find, but it cost $250, and Jessica could only afford to pay $150.

In the end, she decided to see the merchant in person and request a discount right then and there. James Carter, 1216 East Madison Street, Brownsville, TX, said the advertisement. Jessica made a note of the owner’s address.

Upon arrival, a man about Jessica’s age opened the door. There was a calmness in his eyes, but the dark circles beneath them revealed inner stress and exhaustion. “How may I assist you?” he asked, his voice deep but mournful.

“Hi, are you James Carter? I’m Jessica Turner. I messaged you regarding the washing machine. Can I have a look at it?”

“Oh, Jessica. Yes, sure. Come in,” James said, and Jessica followed him in.

The entire house was in shambles, and Jessica deduced from the disorganized layout that the man was planning to relocate, which was why he’d put the machine up for sale. As she entered the room next to the hall, she saw the white washing machine. It appeared to look brand new, precisely as she’d seen it online.

“Well, I hope you remember I said I wanted to talk about the price,” Jessica said, having viewed the machine from the exterior. “I can’t afford to pay $250! I agree the machine still looks brand new and everything, but I can’t extend my budget beyond $150. We just had a baby, and you know things are not so well financially, so I was wondering if you could please give me a discount?”

James stood there silent for a while, pondering, and then nodded his head in agreement. “Sure. I don’t mind. $150 sounds like a good deal to me,” he said absentmindedly and then turned around to lift the machine.

Jessica’s eyes widened in surprise. “Really? Thank you! Thank you so much!”

James gave Jessica a slight smile and the woman could sense that his thoughts had wandered beyond the room in that short while, but she didn’t bother much about it as she was rejoicing in luck.

After 5 minutes, the two of them carried the huge machine to Jessica’s car without gloves, belts, or loading belts, huffing and sweating. She’d already paid James and was looking forward to getting the machine home.

As she prepared to leave, she gave her hand to say goodbye and asked him to meet her somewhere in the future, but James’ answer was a flat no. “I’m leaving this place for good, and I won’t be returning, so I don’t think we’ll be meeting again. Anyway, I hope the machine is useful to you,” he said with a quick but honest smile. Jessica simply smiled at the odd response and thanked him once more before leaving.

When she got home, the first thing she did was double-check the equipment’s functionality. However, as she opened the dryer to check the lint filter, she was shocked to find $150 in there.

It also contained a folded piece of paper in one corner with a message. “It’s a gift for your newborn baby,” it read. “I didn’t think it was fair to ask for money from someone who was already struggling financially.

“As a result, I chose to return it. Someone very close to my heart once told me that if I have the resources, I should help those who are less fortunate.” Jessica was shocked. When did he place this inside the machine?

Suddenly, it hit her. She’d asked him to help her move the machine to the yard while she fetched ropes from the car trunk to pack the machine properly, and it’s possible that’s when he put it there.

Jessica wanted to express her gratitude to him for his assistance. However, because he didn’t provide a phone number on the website and returning to the house would be a two-hour journey from her home, she decided to see him the next day.

Unfortunately, it was too late by then, as the man had already left the house, and a for sale sign was posted in the yard. Jessica left the house dejected, thanking him once more in her heart.

One year later…

Jessica and Edward were finally moving into a larger home. Kathy had been accepted to a good school, and Edward’s business was doing well.

Jessica was standing on the balcony of her former house, surveying the area where she’d spent most of her days. The place held a lot of memories for her. She switched her sights to Sandra’s residence and overheard Sandra and her husband bickering over purchasing a new washing machine.

Jessica took a look at the wet linen-laden rope on Sandra’s terrace. Oh, that poor woman must have done all the laundry herself. I should do something to help her.

So before leaving, she rang the doorbell at Sandra’s and left the washing machine on her doorstep with a note that read, “With love from your neighbor, Jessica.”

Jessica saw how happy Sandra was when she opened the door and spotted the machine on her porch.

So this was how James felt when he helped me. Ahh, honestly, it does feel amazing. However, I’m still curious about who encouraged him and asked him to assist people in need. Jessica pondered as their car sped away to their new destination.

What can we learn from this story?

Never hesitate to assist someone in need if you have the means to do so. The way Jessica helped Sandra and James helped Jessica are beautiful examples of this.
Learn to emulate the goodness of your surroundings. Jessica was inspired by James’ example and stepped in to assist Sandra.

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